Medicare Supplement
Everett Medicare Supplements 425-530-3669
Even if Medicare covers a service or item, you generally have to pay deductibles, coinsurance, and copayments. A Medicare Supplement or Medigap policy is health insurance sold by private insurance companies. These plans pay secondary to Medicare and are designed to fill the “gaps” in Original Medicare Plan coverage.
Generally, when you buy a Med Supp policy you must have Medicare Part A and Part B. You will have to pay the monthly Medicare Part B premium. In addition, you will have to pay a premium for the Med Supp policy.
Currently there are 12 Medicare Supplement Plans labeled A through L. The plans are standardized meaning a Plan F from one company covers exactly the same items as a Plan F from another company. However, it’s important to compare policies because plans vary in price based on age, location, risk, plan selected and company.
You and your spouse must each buy separate Medigap policies. Your Medigap policy won’t cover any health care costs for your spouse.
Medicare Supplement from North American Life Plans, LLC
North American Life Plans is a national insurance agency specializing in the needs of retirees. We offer a number of Medicare Supplement companies. Our Manager and Medicare expert in Washington state, Charlene Walden, can help you determine your Medicare Supplement eligibility and help you “shop” for the plan that best meets your individual needs and budget.