Five Fast and Free Long Term Care Quotes?!?
Wednesday, May 6, 2009 at 10:36AM 
At Cascadia Agency we strive to provide efficient and economical service to our clients, but when we saw the headline in the online ad above, it raised our eyebrows.
Fast Long Term Care Quote
True, strictly gathering the data needed to complete for a Long Term Care (LTC) quote only takes a few minutes at most. The main factors that go into rating a Long Term Care quote are your age, health history, the benefit you would like to receive, and the amount of time you are willing to wait from the time of need until the policy begins to pay. Granted, most everyone can enter his or her age and health history without any help, but a good insurance agent will ask you critical questions that will help determine the policy type that fits your needs and resources.
The benefit question basically boils down to how much coverage will I need, how much coverage can I afford, and what are other factors in my retirement plan that will effect this? The typically cost of Long Term Care insurance is close to a small car payment, so making sure you make the right choice is imperative. Almost everyone has experience driving a car, but few people have experience buying a Long Term Care policy. Our priority at Cascadia Agency is to meet with you personally, ask questions about your situation, listen, and then quote a few policies which match meet your needs. Once we meet and listen to your needs we typically return a quote to you in 24-48 hours. Another note on the "Fast Quote" headline, most LTC policies require a health exam before issuing a policy, so even if you get the super speedy quote tonight, it will probably be a few weeks before a policy will be issued.
Free Long Term Quotes
Well, this one just makes us chuckle. Cascadia Agency does offer Free Long Term Care Insurance Quotes, but so does everyone else. In over twenty five years of experience in the Long Term Care industry, we have never seen anyone charge for Long Term Care quote. Free - yes, Big selling point - no! We have a standing offer of a $10 dollar gift card at Starbucks for the first person who can prove us wrong.
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