Everett Senior Resources is a  group of local professionals who have come together to provide you with valuable information as you plan for retirement, look into eldercare, and think through your last wishes. 

We look forward to any questions you may have for us.

Thursday
21Jan2010

Revocable Living Trust

A revocable living trust is a plan you can implement to manage and distribute your property while you are alive and which can continue to operate for awhile after your death.  A trust of this type is more complicated than a will and, therefore, is more expensive and time-consuming as an estate planning tool.  A large portion of the work in creating a trust is “funding” the trust with the actual property you wish to be administered in the trust.  Without actually transferring title to real property or personal property such as investment accounts into the trust’s name, the trust is not worth the paper it is written on.   

There are a number of advantages to having a revocable living trust which include:  avoidance of guardianship in the event of incapacity; avoidance of probate because you already have the asset transfer vehicle in place; privacy because trusts are typically not filed with the court or recorded; and, ease of flow in the distribution of your property upon death.

There are some disadvantages to having a revocable living trust as well which include:  expense of drafting and funding the trust, plus the ongoing expense of managing the trust particularly if a bank or trust company is appointed as trustee; hassle of constantly monitoring the trust to make sure assets are property titled and the books are maintained; and, less protection of assets against creditors by a trustee rather than by a personal representative in probate or a court-appointed guardian in a guardianship setting.

Bell Ingram, P.S.                                   877-503-1004

Saturday
09Jan2010

Moving forward with your New Year resolutions: 

Put your promises into action by stepping forward physically, emotionally, and financially. Topics to be covered during this educational seminar include:

  • Staying heart healthy
  • Emotional well being
  • Medicare open enrollment basics
  • Financial inventory for estate planning
  • Protecting your assets

2pm Tuesday January 19th, 2010

Harbour Pointe Retirement

10200 Harbour Place

Mukilteo, WA 98275

Click here to register for free today.

Friday
08Jan2010

Retirement homes foster strong relationships creating a state of emotional well being.

New Year may mean new resolutions for some, revised resolutions for others and a resolution for “no resolutions” for more than we know. Gyms and diet companies bank on a certain percentage of people setting goals to get healthier in the New Year; eating right, exercising and just being more aware of their physical being. What about the aspect of being emotionally healthy?  Where does the necessary mental health concept lie in the state prioritizing overall wellness?   

Yesterday, I discussed the events of the last year with a gentleman sitting in my office.  We talked about losses, health, good times and children.  At the end of the conversation he went into the dining room and ate lunch with his fellow neighbors here at Harbor Pointe Retirement.  He was not doing calisthenics or counting calories however in my opinion he was increasing his well being by creating a healthy, emotional and social heart. 

Loneliness, sadness, loss, guilt, happiness, excitement anticipation are heart issues of a different kind.  As we age our body may lose its elasticity and firmness, but our heart doesn’t lose the ability to feel emotion, compassion, and bonding.  As humans it is important to feel, to share, to be connected.  Retirement communities offer a solution to isolation of living alone and create the opportunity to flourish socially and emotionally.  Friends, peers, and staff are here, right down the hall, across the table, next to you, and surrounding you. 

The opportunity to create a vigorous, emotional well being is why the elderly should not be in the home alone for long periods of time.  Checking in just to see if a widowed relative needs anything with a quick phone call is not a sound way to create a social environment for your loved ones. Creating a heart healthy environment depends on more than the drive by dinner in between soccer games.  We know that being creating a state of physically health requires a day-by-day consistent program. Creating a healthy emotional heart requires consistency, repetition, and commitment as well.

Come and visit us today and see and feel for yourself how a strong retirement community can create a healthier heart. All of us at Harbour Pointe Retirement Community look forward to you visit.

Harbour Pointe Retirement     877-845-2001

Wednesday
16Dec2009

Expand your journalism, writing and marketing skills with a truly hands-on internship!

Everett Senior Resources is looking for a college intern during Winter Quarter 2010 to write a series of articles around the topic of "Senior Driving: Recognizing the warning signs of when it is time to stop." Click here to get the full details on this great internship opportunity.

Tuesday
15Dec2009

Merry Turkey , Hanukkah, and Christmas from Harbour Pointe Retirement! 

It’s here—all the fun, food, family, and the most stressful time of the year. Get out the fine china -  no wait -  lets do paper plates! Holidays are an emotional roller coaster, an exciting and overwhelming time. Even when you are  in tip-top shape. Now imagine, just a little bit of energy, vision difficulties, add on a bit of forgetfulness, will  the holidays take on the same type of feelings? When I use to visit my dad in his house out on the farm, I would spend more time cleaning the house and taking him to appointments so I could give my sister a break.

Now that my dad is living in a retirement community, his home is cleaned and he already has transportation to all of his appointments. I know I may miss the smell of my mom’s burnt peas and the Jello with all the little colored marshmallows, but, I still have them as my holidays memories. My dad is creating new holiday memories now and I can relax. Take the time during this holiday season to consider making your parents daily living easier and visit our community today!

Harbour Pointe Retirement     877-845-2001