Everett Senior Resources is a  group of local professionals who have come together to provide you with valuable information as you plan for retirement, look into eldercare, and think through your last wishes. 

We look forward to any questions you may have for us.

Wednesday
Sep012010

Health Care Durable Powers of Attorney and Health Care Directives

One of the estate planning tools I recommend using when advising clients is to execute a Health Care Durable Power of Attorney coupled with a Health Care Directive.  Executing a Health Care Power of Attorney allows you to designate someone to act on your behalf when it comes to making health care decisions.  Executing a Health Care Directive allows you to dictate the type of care you would want and the type of care you would refuse in the event of serious physical and mental incapacity.  

Choosing a person to act as your agent is an important decision that should not be taken lightly.   The ramifications can be horrendous, for example, if you choose a person to act on your behalf in your time of need and that person refuses because they do not agree with your health care wishes.  That is why having a conversation with the person you intend to designate as your agent is critical.  That particular person needs to understand exactly what you will and will not allow and be able to actually follow through with your wishes.

Bell & Ingram, P.S.           (425) 258-6261

Thursday
Aug192010

Moving Elderly Parents

I have found that this can be one of the stalling issues as to why parents or loved ones can not move into the retirement community.  It is not because the need is not there, or that the community doesn’t offer what they want or like or need, it is because the overwhelming action that a move has is almost paralyzing    Living in a home for many years collecting memories and furniture and collectibles and items that all can mean something is hard to sort.  Where do you begin?

It is only through a move that my sister and I had to make with my father four years ago that I learned something about downsizing and moving.  My father lived on a 116 acre farm with two (2), two story furniture filled homes, 8 out buildings filled with farm equipment and every tool know to man and even more and one very large barn.  We had to down size to a two bedroom retirement apartment.  We did it and now he is happy in the two bedroom retirement apartment and thriving.

First:  Make the deposit on the retirement community.  Once the deposit was made, we had an idea as to the space, this allowed us to visualize dad’s new home and we knew the square footage.  This also seemed to help dad move forward.  The need was there long before but it was when the money went down that he could start the next process.  I have encountered potential resident and families that wish to downsize first, but in my experience the deposit was the key.  If this causes major heart palpations then the next best thing is to make a wait list deposit it still helps with the visualization of floor space.

Two: Think outside the box.  Think furniture, space and what is important to you. Make a list and then see if that apartment will allow for the list.  Do not think in terms of rooms think in terms of furniture then Label and list.

Three:  Think memorabilia, collectibles and art.  Again, think, prioritize and list.  You may not have room for the lovely 12 piece china set, however a setting for two and the soup bowl you children accidently dropped then glued together that leaked all over your thanksgiving table with Aunt Martha and Uncle Clyde there and you ended up laughing so hard you dropped the jello mold over the cat, that you may want to bring.

Four:  Important documents Follow the IRS and know that 7 years is a good number.  This number is easier to handle, put them in rubber storage bins for the moment if a filing system has eluded you.

Five:  Hire a moving company that will pack and unpack your items.  If that is not an option then talk to family and see what their plans may be.  It just might be they have wanted the move all along and they are willing to help. 

Six:  Select the date and move in.  Once the furniture and memorabilia collectibles art and documents are in the apartment, this will give you a better idea as to the lower priorities on the list.  Harbour Pointe has storage lockers that will help with seasonal items and items not quite decided on yet.

Seven:  Talk to family, friends and loved ones concerning the items left.  Rent a storage space if decisions can not be made right away.  Sometimes it may take a little while.  Don’t forget that staging a home may have a higher potential to sell than homes with everything left in them. Goodwill and ARP are just some of the agencies that will come and pick up items.  1-800 Rid of It  rid of it.com also will help.

Eight:  Along the way you have discussed home options i.e., renting or selling, updated you insurance agency post office, lawyers etc.  Contacting occupational and physical therapist, i.e., Summit Pacific whose expertise can help accommodate the new home for you.

By breaking down the process into steps moving is not so overwhelming and life in retirement communities can begin, and just as my dad did you too can be more independent and enjoy the life that it has to offer. 

Harbor Pointe Retirement        (425) 493-8555

Wednesday
Aug112010

Preparing for a move to an Assisted Living Facility

Three years ago, we were awoken at 5:30 in the morning by the sound of the telephone. My mother was having trouble walking and described numbness in her limbs. The paramedics diagnosed a stroke. At that moment, all of our lives changed. She had looked after me for so many years, and now it was my turn to help her.

That included making some difficult decisions. After six weeks in a rehabilitation center, she moved back into the house in which she had lived for more than 40 years. We found live-in care for her, but a further series of small strokes soon made it necessary for her to have more skilled supervision.

My mother had to make the difficult decision to move out of our family home. We sold her house, sorting through the accumulated belongings of a lifetime, and set her up with an apartment at a local assisted living center. The move, as it turns out, has been a Godsend: she is well cared for, has made new friends, and keeps busy with a variety of social activities.

As a real estate broker for John L. Scott, I already had made several contacts, such as junk haulers, garage-sale organizers, and contractors who specialize in making modifications for senior living, all of whom made the transition proceed more smoothly. My mother's experience prompted me to earn my certification as a Senior Real Estate Specialist (SRES), so that I could help others benefit from what I had learned during this trying time.

These kinds of life decisions are always stressful, for both the parents and their adult children. With my experience and contacts, I can alleviate some of the pesky, mundane issues involved with closing down a long-time family home, giving you more time to concentrate on the important matters: the emotional welfare of you and your family.

Dave Douglas, Real Estate     (206) 618-3037

Monday
Aug022010

Staying Cool In the Summer Heat

Summer is a lovely time of the year, however when the temperatures rise too high the summer heat can be very uncomfortable. When the temperatures begin to creep up, seniors need to take immediate action.  The early symptoms of heat exhaustion can sneak up on us. Some people feel a bit lightheaded and weak and might have a touch of nausea. The serious problems develop when symptoms are ignored and additional fluids are not taken right away. The primary cause of heat exhaustion is dehydration and a loss of electrolytes such as sodium.

The following tips from Dr. Robert Luchi, Professor of Medicine-Geriatrics, can help you beat the heat:
  • Keep cool.   Make sure your fans and/or air conditioners are in good working order.   Find a cool place in the heat of the day. If you don't have air conditioning, head to a cooler part of your community.  Cool baths or showers can provide relief. Ice bags and wet towels are also helpful. Keep a spray bottle filled with water in the fridge to spritz yourself with when you feel the heat:
  • Beware of dehydration; drink plenty of water even if you are not thirsty. Avoid beverages containing alcohol, caffeine, or high amounts of sugar.  Avoid heavy meals and alcohol.  Alcohol acts as a diuretic, causing your body to lose water.  
  • Be sure to wear loose fitting, lightweight clothing. Don't forget to wear a hat or carry an umbrella to protect your head and neck when you are outdoors.  
  • Take the heat seriously. Dizziness, rapid heartbeat, diarrhea, nausea, headache, chest pain, mental changes or breathing problems are warning signs that you should seek immediate medical attention.  
Don’t completely limit activity, but try to plan if for the coolest part of the day, usually in the mornings or late evenings.  During outdoor activity, take rest breaks frequently and drink water every 15 to 20 minutes, even if you don't feel thirsty. If you have a chronic medical problem, talk with your doctor about additional precautions you should take to prevent heat related illness. Some conditions and medications may place you at higher risk.

 

Pace yourself! Tasks may take longer, or require more frequent rest breaks during the hottest parts of the day. By planning ahead, being prepared and aware of the temperature changes this summer, you can be sure that you will Beat the Heat!

Please contact your Summit Pacific Outpatient Services Therapist if you have any questions!

Summit Pacific Outpatient Services             (425) 315-8200

Friday
Jun112010

Medicare Part D reimbursement help with Donut Hole

Medicare beneficiaries who fall into the Part D prescription drug coverage gap soon will receive checks for $250 to help cover the costs of the drugs, according to Health and Human Services Secretary Kathleen Sebelius
 
The first round of checks will be sent June 10. The government then plans to send checks monthly as people fall into the coverage gap. Information on the $250 rebate, as well as a plan to close the coverage gap by 2019 and other effects of the healthcare reform law, is contained in a new brochure detailing changes to the Medicare benefit.
 
This information will be sent to Medicare recipients in the coming weeks.

North American Life Plans         425-530-3669